Medicaid waivers, SSI, ABLE accounts, and legal aid.
ABLE accounts let people with disabilities (onset before age 26) save money tax-free without losing Medicaid or SSI eligibility. This center compares every state's ABLE program so you can pick the best one for your family.
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CalABLE lets your child with a disability save and invest money in a tax-advantaged account without losing SSI, Medi-Cal, or other means-tested benefits. It's run by the California State Treasurer, and funds can be used for disability-related expenses like housing, education, and health.
ABLE accountsavingsSSI-safestate program
DB101 is a free, plain-language guide that helps you understand how benefits like SSI, SSDI, and Medi-Cal work together, with calculators to plan ahead. It's run by the World Institute on Disability and is a gentle place to start making sense of the benefits maze.
SSIbenefits planningfree toolsstatewide
Disability Rights California is the state's federally designated legal advocacy agency, offering free advice and representation on disability rights in areas like special education, regional center services, IHSS, and healthcare. If you feel your child isn't getting services they're entitled to, this is a good place to call.
legal aidfree advocacyspecial educationstatewide
IHSS can pay a caregiver, often a parent or family member, to help your child with disability-related needs at home, so they can stay safely with the people who love them. It's a Medi-Cal program administered by the California Department of Social Services through your county.
in-home carecaregiver payMedi-Calstatewide
This local nonprofit walks Riverside County families through the regional center and benefits systems, connecting you with legal advocates and clients' rights help when you hit roadblocks. They hold family support programs and have an office in La Quinta.
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CalABLE is California's official tax-advantaged savings account that lets your family save up to $100,000 for disability-related expenses without risking SSI or Medi-Cal eligibility. Anyone can contribute, and the account is free to open online.
ABLE accountsavingsSSI protectionstate program
Serving San Bernardino and Riverside families, this nonprofit helps pay for short-term respite care so you can take a break from constant caregiving. They also offer free caregiver counseling, support, and help navigating available assistance.
respite fundingcaregiver supportlocal
This nonprofit legal aid office provides free help to lower-income San Bernardino County families with disabilities, including appeals and problems with SSI, Medi-Cal, and other public benefits. Their staff can advise you over the phone or in person at no cost.
legal aidSSIMedi-Calbenefits appeals
This is the state-funded regional center that coordinates lifelong services and funding for San Bernardino County children and adults with autism and other developmental disabilities. Once your child is found eligible, IRC can help pay for respite, therapies, and other supports at little or no cost to your family.
regional centerdevelopmental disabilitycase managementfunding